1 bag white corn tortilla chips
1 pound lean ground beef
1 can ranch style beans (undrained)
3 cups Cheddar cheese, grated
1 can cream of mushroom soup
1 can cream of chicken soup
1 can Ro-Tel tomatoes and chiles
2 teaspoons chili powder
1/2 cup onion, chopped

Spray crockpot with nonstick spray. Strew the bottom with slightly crushed chips.

Combine soups, Ro-Tel, chili powder, and onion in a separate bowl and blend well with a whisk.

Brown ground beef in a skillet. Drain fat. Add ranch style beans to the beef in the skillet and mix together. (Do not drain the beans).

Layer half of the beef mixture over the chips in the crockpot, then half of the soup mixture over the beef, ending with half the cheese over the beef. Repeat these layers once more beginning with chips and ending with cheese. Cook on HIGH for 3 hours.