1/2 cup milk
3 tablespoons butter or margarine, melted
1 egg
1  small box instant vanilla pudding mix
1 teaspoon baking powder
1/2 teaspoon salt
4 or 5 medium ripe peaches, peeled and diced

Topping:
16 ounces cream cheese, softened
3/4 cup plus 1 tablespoon sugar, divided
1/3 cup half-and-half
1/2 teaspoon cinnamon

In a mixing bowl, beat the milk, butter and egg.

Combine the flour, pudding mix, baking powder and salt; add to milk mix. Beat on medium speed 2 minutes. Pour into a greased 9-inch square baking dish. Top with peaches.

In a  small mixing bowl, beat cream cheese, 3/4 cup sugar and cream. Drop by tablespoonfuls over peaches. Combine the cinnamon & remaining sugar; sprinkle over the top. Bake at 350 degrees F for 55 to 60 minutes, or until puffed and golden. Cool, refrigerate.