Apple Topping
2 tablespoons butter
2 large cooking apples
1/2 cup granulated sugar
2 tablespoons flour
1 teaspoon cinnamon

Peel and slice the apples. Melt butter in skillet, add apples, sugar, flour, and cinnamon. Simmer 15 minutes, then cool.

Cheese Topping
4 ounces cream cheese
2 tablespoons granulated sugar
1 tablespoon lemon juice
1/4 teaspoon nutmeg

Mix in a bowl and set aside.

Streusel Topping
1/3 cup flour
1/3 cup granulated sugar
1/4 cup soft butter

Mix in a bowl and set aside.

Crust
2 3/4 to 3 cups flour
1 package dry yeast
3 tablespoons granulated sugar
1/2 teaspoon salt
1/2 cup water
1/4 cup milk
1/4 cup butter or margarine

Blend 1 1/2 cups flour, yeast, sugar, and salt in a large mixer bowl.

Heat water, milk, and butter until very warm; add to flour mixture and beat three minutes. By hand, stir in enough flour to make a soft dough. Cover and let rise 15 minutes.

Pat dough onto a large oiled pizza pan, forming a rim around the edge. Spread on cheese topping, then apple topping over cheese; sprinkle with streusel topping. Cover and let rise for 15 minutes. Bake at 375 degrees F for 25 to 30 minutes.

Serve warm or cold.

Serves 16.