2 pounds ground beef
1 (15 ounce) can refried beans
2 (2 1/4 ounce) cans sliced ripe olives
1 large onion, diced
1 (8 ounce) can green chiles, diced
1/4 pound grated Monterey jack cheese
1/4 pound grated Cheddar cheese
1 tablespoon red chili powder
1 tablespoon ground cumin
1 (10 ounce) can diced Ro-Tel tomatoes with chiles
1/4 cup minced cilantro
2 cups crushed tortilla chips
1 clove minced garlic
1 cup water

Cook ground beef until lightly browned.

Add onions and garlic and saut?until onions are limp. Add green chiles, chili powder, cumin, cilantro and salt and pepper to taste. Add water and Ro-Tel tomatoes or stewed tomatoes. Remove from heat.

Place 1/3 of the crushed tortilla chips in casserole dish, layer 1/3 of the refried beans, ground beef mixture, olives and cheese mixture. Continue layers until all items are used, ending with a layer of cheese. Bake, uncovered, at 375 degrees F for 45 minutes.

Serves 6.