8 (1-inch) slices French bread
4 ounces Monterey jack cheese, sliced
3 eggs, beaten
1/4 cup milk
1 teaspoon chili powder
2 tablespoons butter
1 cup salsa
1 cup sour cream
1 cup guacamole

Form a pocket in the French bread by cutting horizontally 2/3 of the way through the middle of each slice. Place a piece of cheese into each pocket and press to close.

Combine the eggs, milk and chili powder in a medium bowl and dip each slice into the mixture.

Heat a large pan over medium heat and melt the butter. Add the bread and cook until each side is golden, about 5 minutes total.

Serve the toast with salsa, sour cream and guacamole.

Yields 4 servings.