2 pounds lean ground beef
1 large onion, chopped
2 (10 ounce) cans Ro-tel tomatoes
1 (1 ounce) package chili mix
2 (15 ounce) cans ranch-style beans
1 pound Velveeta cheese, cubed
1 cup light cream or half-and-half

Brown meat in a large skillet and drain. Add onion and cook briefly. Add Ro-tel, chili mix and beans and simmer for 15 minutes.

Add cheese and cream and simmer for 5 minutes.

Serve in a chafing dish with tortilla chips.